Student Loan Debt: The Modern Rite of Passage

Posted on January 31, 2015 by Danilo

At one time tertiary education used to mean something when those who entered were there because they could actually handle the course work and had the drive to excel in their field. Degrees were rare and therefore an accurate reflection of an individual’s intellect and competency. Employers would regard college/university degrees in much higher regard due to this scarcity. This is simple supply/demand economics.

Once the federal “government” began sticking its criminal hands into the student loan business by ensuring those loans with stolen loot to anyone with a pulse, as with anything that is corrupted by “government” involvement, the quality plummeted and the price skyrocketed, as is reminiscent of any “government” subsidized industry. As universities began noticing the sharp rise in federal loans they raised their prices, as any sane institution would do when receiving a secured income. This has caused the artificial swelling of university staff, buildings, and equipment. A bubble has been coming to fruition, which is only now coming to its apex. At approximately 1.2 trillion Federal Reserve Notes, the student loan debt bubble is second only mortgage debt in the US.

It is now believed to be common knowledge that anyone who chooses to get ahead in life or obtain a reasonable job must go to university and assume massive amounts of debt. Approximately 70% of all university graduates do not get a job in their field of study and instead work in places that do not require a degree such as McDonald’s, Starbucks, Wendy’s, Taco Bell, Lowe’s, Home Depot, and Dunkin Donuts. These poor unfortunate and misguided souls who are shackled by debt for the better part of their natural lives then go on to increase institutionalized violence by voting and petitioning for an increase in the minimum wage and student loan debt forgiveness. They are imploring “government” to subsidize their wretched decision-making at the expense of the industrious.

Student loan debt forgiveness is among the most laughable and pitiful of their pleas. They assert that it was society that “forced” them into debt and they should therefore be magically absolved of all their economic ignorance. If this insanity were to occur, what kind of message would that convey? This is known as moral hazard. If a reckless gambler were to get into massive debt and some angel were to come along and pay off his debts or supply him with more funds to continue his addictions, would this encourage him to gamble more or less? We all respond to incentives. Universities and their students are no different. No one is exempt from the laws of economics. Although politicians may claim exemption, the best they can do is delay the inevitable economic consequences of their disastrous decisions. Take what you want and pay for it. This is the way of true civilized men and women.

Gold is the money of kings; silver is the money of gentlemen; barter is the money of peasants; but debt is the money of slaves.

Norm Franz

Just do good things

http://peacefulanarchism.com/feed/podcast

Learning And Living Are Inseparable

Posted on January 28, 2015 by Danilo

When a child is learning something because he/she displays an interest, is this not true education? Indeed how can we equate anything that requires force with “education”? Good ideas do not require force. If your idea must be forced onto an individual there is a very good chance that idea is worth less than a 100 billion dollar Zimbabwe note in 2009. This applies to all “government” dominated fields and is exactly the reason why all “government jobs” cannot be considered in the same breath as Free Market jobs that arise out of an existing or created market demand. The former relies on coercion and theft to exist and its incentives are for mendacity, chicanery, and deceit. The latter requires natural supply and demand to exist and its incentives are for excellence and healthy competition. They are beasts of vastly different worlds and must not considered in the same breath.

Learning and living are inseparable! When we separate the two, learning becomes indoctrination and living becomes comatose. This is a profound tragedy indeed and indicative of a society that insists on punishing its children by sending them to little prisons during some of the most formative years of their lives. When we are not actively learning something is this living or merely surviving? Learning does not start in kindergarten and does not stop after 12th grade or even after leaving the University. To live is to be constantly learning!

If you wish decadence onto a society you need not burn the books; rather you need only discourage the reading of those books. By this method a once great and powerful society can be brought to its knees. Children who despise learning and abhor critical thought will necessarily produce barbaric adults who believe violence and coercion is the best way to interact with each other and the only way to bring peace. Be careful what lessons you teach your children. They will embody those lessons to form the world of tomorrow.

Everybody is a genius. But if you judge a fish by its ability to climb a tree, it will live its whole life believing that it is stupid.

Albert Einstein

Just do good things

http://peacefulanarchism.com/feed/podcast

Parasitic Critics Only Hamper The Successful

Posted on January 27, 2015 by Danilo

It is the mark of an inferior soul to harass and pester those who are diligently striving towards lifting humanity out of the Dark Ages by creating wealth for all to partake in and by inventing new technological innovations that further provide us the comfort that would be the envy of monarchs, emperors, and Sapa Incas of the past. Such curmudgeons may be entertained for a while, however to spend precious time and energy on dissecting their meaningless sophistry would significantly undermine one’s noble path and would result in the genuine loss of wealth for future generations. If you have nothing significant to add to a conversation then please step aside and stop hindering progress. It takes elephantine efforts over a substantial period of time to build a glorious structure or business. It only takes the mindless actions of a fool for it to come crashing down. It is monumentally difficult to create a thing of beauty and amazingly easy to callously destroy it. This is the nature of the creative process. It is wondrous in its fragility and delicacy. This is simultaneously its greatest strength and exact point of weakness.

Just do good things

http://peacefulanarchism.com/feed/podcast

War On Terror To Infinity

Posted on January 27, 2015 by Danilo

Fear is the underlying force that constructs and maintains the delusional edifice of authority. The populace can be easily subjugated if they can be made to feel that without “government” they would starve, go thirsty, prematurely die of sickness, be illiterate, get attacked by Muslim fundamentalists, China, or Russia, or any number of false hobgoblins. The fears that compose the mortar of Statism are no more real than is the notion of taxing the people into prosperity. Both unwarranted fear and the forced redistribution of wealth leading to prosperity immediately dissipate when the attempt is made to confirm their validity in the fire of logic. Myths and superstitions can only survive in an environment of profound economic ignorance. The cure for such mental illnesses is the unforgiving application of philosophy. Think it’s not illegal yet! Even if it were illegal I would still think!

Just do good things

http://peacefulanarchism.com/feed/podcast

Susanne Tarkowski Tempelhof: Founder of Bitnation, The Path Towards Government Irrelevancy

Posted on January 27, 2015 by Danilo

Please enjoy my recent interview with Susanne Tarkowski Tempelhof, the founder of Bitnation. Herein we discussed how she became an Anarchist, how her experiences in Libya and Afghanistan have shaped her understanding of a stateless society, what is a terrorist, how does surrounding another country with military bases affect their perception of the US, the subject of her TED talk, the idiocy of democracy, how technology breaks down physical barriers, the Social Contract, vote first and take orders later, Anarcho hyphens simplified, you’re over-generalizing, how easy is it to expatriate, let’s go to Antarctica, does the federal government own the piece of dirt called the United States of America, the contradiction that government protects my property rights, what is Bitnation, private arbitration agencies, the importance of reputation in eBay, Craig’s List and in a stateless society, anarchy is order and the violence of Statism is chaos, the elegant anarchist, attacking Uncle Sam, the stupidity of “government” agents, fighting for peace is like having sex for virginity, USPS monopoly on delivering pieces of paper and much more!

Let’s examine this. If you believe the state is harmful rather than benevolent; if you believe that the state threatens individual rights and property rights, rather than protects them; if you believe that the state decreases our chances for peace and prosperity; if you believe, in sum, that the state is an overwhelming force for ill in our society, a force that makes all of us far worse off, why in the world is it unrealistic to work toward its elimination?

Jeff Deist

Just do good things

http://peacefulanarchism.com/feed/podcast